Pinoy Investing

Knowledge is power

There are a lot of investment vehicles like  real estate, banking, insurance, portfolio investing, and other financial instruments which can help you conserve and enhance your hard-earned money. You've read about investments in the business section of your favorite newspaper! The rich invest! The poor simply don't know about it. Investing doesn't have to be scary. And it's not just for people with millions of spare cash.  The earlier you can start investing now the bigger rewards you can reap 30 years down the line. But first, you need to understand investment tools and set your investment goals. Before you start taking even conservative risks with your money, you need to establish a firm financial foundation that includes an emergency fund. You need to learn the different type of investments.

Diversify

Even if you don't plan on personally managing your individual investments, it pays to know the details about the most common types of investment instruments: stocks, bonds and mutual funds. You also need to learn investment strategies. Next is to build your portfolio and learn how to diversify. The idea is to invest in enough different sectors of the economy so that if one investment does poorly, your other investments will make up the difference. Then you need to stick to your investment strategy. The only solid investment strategy is a long-term strategy. It is best to put at least 20% of your income regularly on your investments. Investing at an early age with a smaller amount can easily be wealthier than a person investing a much larger account but for a shorter time. 

I know I'm still new at investing and there's so much to learn but I'm glad I'm taking one step forward to achieve financial freedom. I just started late last year with small amounts and I've been limiting myself in spending more than what I earned. I'm trying to learn the art of "Delayed Gratification". I first heard this word with one of Bro. Bo Sanchez talks and I must say he is a great mentor in giving financial wisdom. Just started with a portions of savings for emergency funds and had other portions on time deposits, mutual funds and ofcourse on stocks.  Don't get me wrong! Stock investing is not just for rich people. You can start investing with a minimum amount of 5,000,00php. Anyone can invest as as he knows how to save. Just like the maids of Bro. Bo Sanchez who are now richer than many managers! 

With the best seller book of Bro. Bo Sanchez "My Maid Invest In The Stock Market", millions of people will be enlighten and why should they invest too. To take your first step in achieving financial freedom, you can download this free e-book by clicking on this link. Have fun in investing!